Buying Cache Valley Real Estate

Buying real estate can be one of the biggest decisions and investments you will ever make. This page will give you a little information to aid you in home buying and investment real estate transactions. Home ownership is the best way to build wealth and can help place you on the path to true financial freedom. As a buyers specialist, and member of the local MLS, I can sell you ANY, home for sale listed by real estate agents. I can walk you through the home buying process, refer you to trusted lenders, guide you through the complicated purchase process, and can help you save thousands on your home purchase. I do this every day. It is my passion, my hobby, and my career. Best of all, buying a home with my help as a buyers agent is absolutely free.

Buying a home has many advantages. It provides a sense of satisfaction, privacy, and freedom to modify to your liking. It also has many financial benefits. Initially owning might be a more expensive than renting, but as rent goes up 5% each year, a standard mortgage payment does not. How much was the average mortgage payment 30 years ago?

According to David Bach, Author of The Automatic Millionaire Homeowner, The net worth of the average renter was less than $5,000, The average homeowner was worth nearly $172,000. Nationally, home prices have never gone down two years in a row, and with a growing population, home buying demand only increases. The best way to build wealth is through home ownership.

Home Ownership Helps You Build Wealth in Three Ways

1. You are purchasing a house. Some of the money you pay each month actually goes towards paying the house off. It is a forced savings program and eventually you will actually OWN your home and will not have a house payment at all. The sooner you begin paying for a home, the sooner it will be paid off. If you have to pay to have a roof on your head, wouldn’t you prefer spending that money on something that’s going to pay you back?

2. Tax Savings — Interest you pay when buying a home (which is most of your payment at the beginning of your Mortgage Loan) is tax deductible. In a way, the governement is making a poriton of your house payment for you. There very few loans where the interest tax deductible.

3. Appreciation — Homes generally appreciate at a rate exceeding Inflation. Last Year Homes in Cache Valley increased more than 9%, in The State of Utah more than 16%. In the long term, homes always will appreciate. Unfortunately, we can’t predict what the home appreciation value will be. We do know that increasing construction costs will increase the cost of new homes, and price is reflected by supply and demand.

If you are ready to begin the home buying process, fill in this form and we'll get you on track to financial freedom and home ownership.

Cornerstone Real Estate Professionals is Cache Valley's #1 Residential Brokerage of professional buyers agents. It is a Utah company and works essentially the same as other big brokerages like Coldwell Banker, Century 21, Remax, Keller Williams, and Exit Realty.